We move the intelligence of the system to the moment where care actually happens.
Cura OS enables safe, accountable community living by embedding plan-driven guidance directly into frontline care delivery — so safety is no longer confined to institutional settings.
Safer
Service delivery
Expanded
Community living
Sustainable
Cost structures
Clinical safety has always required licensed professionals at the point of care. Cura changes the equation: the need at the moment of care is not a license — it's the right guidance at the right moment. When that guidance exists at the point of service, the tradeoff between safety and community living disappears.
The Convergence
Three Forces.
One Infrastructure Answer.
CMS CRUSH Initiative
CMS has shifted Medicaid integrity strategy from retrospective claims recovery to real-time point-of-care prevention. States that cannot demonstrate real-time validation face compounding audit exposure.
CMS Access Rule
HCBS quality outcome requirements move from aspirational to mandatory. States must demonstrate services are delivered as authorized with documentation that survives federal audit. EVV confirms presence. It does not confirm service delivery.
The Rebalancing Mandate
Every state's rebalancing agenda depends on a commitment states cannot currently make with confidence: that HCBS placement is as reliable as institutional care. Cura closes that gap.
The Critical Distinction
EVV Confirms Attendance.
Cura Confirms Care.
Electronic Visit Verification
What states have today
Confirms caregiver clocked in at the location
Does not confirm any service was delivered
Records start time, end time, and GPS coordinates
Does not reference the individual's Plan of Care
Validates billing hours for claims submission
Does not validate service content or quality
The gap: EVV cannot answer whether the authorized service was actually delivered. It confirms a body in a room — not care in a home.
Plan-Driven Service Validation
What Cura adds
Validates each authorized service against the Plan of Care
Structured prompts tied to individual health profiles
Captures condition-specific clinical observations every shift
Respiratory, cardiovascular, pain, mental status, allergy checks
Generates audit-ready documentation before payment
Provides early-warning indicators for placement risk
The result: Real-time, auditable confirmation that every authorized service is delivered according to the Plan of Care — before payment, not 30–90 days after.
Real-World Evidence
What "Good — Because He's Smiling" Actually Costs
A 62-year-old Louisiana NOW waiver recipient with profound ID, asthma, and a severe shellfish allergy. Three months of progress notes. Zero condition-specific observations. Zero allergy checks. Every shift documented as "Good — because he's smiling."
This is not an outlier. Cura's Plan-Driven Service Validation closes this gap at the point of care — with structured wellness assessments, voice-guided clinical prompts, and timestamped medication verification.
See the Full Evidence →Today
With Cura
Wellness check
"Good — because he's smiling"
Structured assessment: respiratory, cardiovascular, pain, mental
Condition monitoring
"No issues today"
Voice-guided prompts: "Any wheezing or breathing changes?"
Medication
"I gave him his meds"
Timestamped verification: each medication by name + exact time
Two Markets, One Platform
Same Infrastructure. Different Mandates.
HCBS serves two distinct populations through the same state Medicaid infrastructure. Cura's service validation platform operates across both, because the underlying accountability requirement is identical.
Aging, Adult HCBS & Long-Term Services
The larger and faster-growing HCBS segment. Beneficiaries need sub-medical ADL assistance and situation monitoring. The Olmstead mandate requires deinstitutionalization, but states cannot make that commitment without proof that community placement is as reliable as institutional care.
State OAAS-equivalent agencies & NASUAD network
Olmstead compliance & active rebalancing mandates
Access Rule 2028/2030 quality documentation requirements
Medical-adjacent ADL & situation monitoring validation
IDD & Developmental Disabilities
Where Cura was built and validated. The self-directed, consumer-driven model most closely tied to individual choice — delivered with integrity adequate to support complex medical condition management. Rate accountability, PERM compliance, and CRUSH alignment are the active policy drivers.
State DD directors (NASDDDS network)
Rate study accountability & PERM error prevention
CRUSH-aligned service delivery confirmation
Self-directed service validation with consumer choice
Fiscal Intermediaries & Self-Direction
The fastest-growing HCBS spending segment — with no real-time service delivery confirmation layer. CRUSH creates direct exposure for organizations processing Medicaid payments without point-of-care validation. Cura integrates with existing FI payment rails.
One platform, two markets. The underlying accountability requirement is identical across every HCBS population — validated service delivery, before payment, against the Plan of Care.
Aging, LTSS & Personal Care Directors
Make the Rebalancing Commitment with Confidence
The cost differential is well documented — a nursing facility bed costs $85,000–$100,000 annually; a comparable HCBS slot costs $25,000–$40,000. The barrier to realizing that savings at scale is not funding. It is the absence of real-time service reliability confirmation.
Cura's Plan-Driven Service Validation provides that confirmation, against the individual's Plan of Care, at the moment of service delivery.
- 25–35% reduction in avoidable emergency department visits
- Real-time HCBS quality documentation for Access Rule compliance
- 2–4 week advance warning before placement risk escalation
- LTPCS and PCA service validation at point of delivery
- Olmstead compliance documentation for community placement decisions
Cura integrates with existing medical records infrastructure via FHIR R4 and HL7, enabling bi-directional data exchange between HCBS service records and clinical systems. This bridges the documentation gap between community care and the clinical record — so coordination across settings is based on a unified picture, not parallel silos.
President & CEO, Cura OS
Key Deliverables
- Plan-Driven Service Validation for ADL and situation monitoring
- Olmstead-compliant community placement reliability confirmation
- Access Rule quality outcome documentation
- Placement risk early-warning system
- Sub-medical service validation with clinical-grade integrity
State Directors of Developmental Disabilities
Rate Accountability That Validates Your Investment
Actuarial rate studies create a corresponding accountability obligation. Retrospective claims data cannot answer whether higher rates produced better outcomes. Cura answers it in real time, from the point of care, across every authorized service.
Cura's PERM error prevention converts retrospective audit liability into proactive quality documentation.
State Medicaid agencies can use existing support coordination infrastructure to drive platform adoption at scale. Because Cura operates at the plan-of-care level, support coordinators shift from monthly note reconstruction to real-time service oversight — reviewing actual delivery against authorized plans across their full caseload.
- Plan-Driven Service Validation across all authorized services
- Real-time PERM compliance documentation — audit-ready from day one
- CRUSH-aligned service delivery confirmation before payment processing
- Louisiana: 35+ agencies across all regions — active proof point now
President & CEO, Cura OS
Key Deliverables
- Rate-to-outcome accountability documentation
- PERM error prevention at point of care
- CRUSH-compliant validation infrastructure
- Consumer-directed service validation with choice preservation
- Multi-agency deployment proof across Louisiana
Fiscal Intermediaries & Self-Direction Programs
Close the Accountability Gap Before CMS Does
Fiscal intermediaries are the payment infrastructure for the fastest-growing segment of HCBS spending — and self-direction programs currently have no real-time service delivery confirmation layer.
CRUSH creates direct exposure for organizations processing Medicaid payments without point-of-care validation. The gap is structural, not operational. Cura's validation infrastructure integrates with existing FI payment rails.
- CRUSH-compliant service validation for participant-directed payments
- Real-time participant service confirmation — not EVV, service validation
- Access Rule quality outcome documentation for self-direction programs
- Integration with existing FI infrastructure — no participant disruption
President & CEO, Cura OS
Key Deliverables
- CRUSH-compliant accountability layer for FI payment rails
- Participant-directed service validation at point of care
- Self-direction quality outcome documentation
- Zero-disruption integration with existing FMS systems
- Standard-setting position before CMS mandates specifics
Proof of Concept
Built for the Hardest Case.
Designed for Every State.
IDD waiver populations are the most complex, highest-acuity, most federally scrutinized cohort in HCBS. If the platform holds here — across population types, care settings, and regulatory environments — it holds for any HCBS population in any state.
Cross-population, production-grade operating proof — IDD, aging, and personal care on a single shared infrastructure
Not a single-population pilot. Not a proof-of-concept requiring reengineering at scale. A platform tested across the full HCBS population spectrum — with the operational track record to demonstrate it.
500,000+ structured point-of-care service records — the largest HCBS care delivery dataset of its kind
Every record captured at the moment of service delivery, not reconstructed from memory or billing codes. The empirical foundation for predictive risk scoring, outcome validation, and CRUSH-aligned fraud detection.
Built by practitioners. Funded by the community it serves.
Cura was designed by career HCBS experts, providers, and case management organizations — and funded by mission-aligned capital from within that same community. The platform reflects operational reality, not theoretical architecture.
HCBS improper payment rates run 8–15% of total program spend nationally
States validate attendance. They do not validate care. Cura confirms service delivery against the Plan of Care before payment — converting post-audit liability into pre-payment accountability at any program scale.
What State Leaders Ask First
Five Questions That Drive the Decision
Is this EVV? How is it different? +
No. EVV confirms a caregiver arrived at a location. It does not confirm any service was delivered, does not reference the Plan of Care, and cannot validate that authorized services were performed. Cura operates above EVV — validating service delivery against the individual’s Plan of Care at the moment care happens, then generating audit-ready documentation before payment is processed. Both systems coexist. Cura adds the accountability layer EVV was never designed to provide.
What does deployment actually require from the state? +
A defined pilot scope and a provider cohort. Cura does not require EVV replacement, new legislation, or a full procurement cycle to begin. The platform is already operational across 35+ Louisiana agencies. A focused pilot with defined populations can be active within 90–120 days. The state’s existing support coordination infrastructure is the adoption lever — no parallel system required.
What is the procurement vehicle? +
Flexible by design. Cura can deploy via direct state contract, MCO subcontract, provider subscription, or fiscal intermediary partnership. Louisiana’s active engagement is structured as a direct LDH pilot. States with existing HCBS technology contracts may have vehicles that apply. We are prepared to work within whatever structure accelerates the pilot most efficiently.
Does this integrate with FHIR/HL7 and existing medical records? +
Yes. Cura integrates via FHIR R4 and HL7 standards, enabling bi-directional data exchange between HCBS service records and clinical EHR systems. This closes the documentation gap between community care and the medical record — care coordination across settings can operate from a unified clinical picture rather than parallel documentation. The Direct Protocol is also supported for point-to-point secure messaging with provider systems.
What does the Louisiana pilot look like? +
A structured proof-of-value engagement: plan of care authoring, service delivery prompting, and real-time documentation validation across a defined provider cohort. Cura’s current Louisiana footprint — 35+ agencies, all nine Medicaid regions, 3,300+ beneficiaries — provides the baseline. The pilot formalizes the value assessment framework and expands to include LDH outcome measurement. Projected ROI: 12x–19.8x over 10 years. Investment: approximately $3M over 18–24 months.
For state directors, MCO partners, and federal contacts who want the full technical and financial picture
Download the Executive BriefName and organization required
Better life, lower cost, no compromise.
State directors, MCO partners, fiscal intermediaries, and federal contacts engaged with HCBS transformation are invited to connect directly with the Cura OS leadership team.
Or reach us directly: (985) 277-5520